1195 MON DYE Rd, Phil Campbell, AL 35581 (MLS# 26-12)

1195 MON DYE Rd, Phil Campbell, AL 35581

$999,999

Property Type: Residential Improved Bedrooms: 6 Baths: 3 Square Footage: 4,036 Lot Size (sq. ft.): 124,146 Status: Active

Current Price: $999,999 List Date: 1/05/2026 Last Modified: 1/05/2026

Description

Tucked away in a serene, natural setting along the Upper Bear Creek Lake, this extraordinary waterfront estate offers privacy, space, and timeless craftsmanship.The main residence features 5 spacious bedrooms, with a sixth bedroom option currently utilized as a home office, providing flexibility for growing families, guests, and remote work.The home includes 2.5 bathrooms and showcases beautiful

Supplements: architectural detail throughout, with expansive living areas designed for both comfort and entertaining. The impressive den features a stunning rock fireplace and built-in bar complete with ice machine and mini fridge. Located discreetly within the closet is a 4'x6' safe room offering an added layer of security and peace of mind. Large windows frame peaceful views of the water and surrounding wooded landscape, allowing natural light to fill the home. Metal Shingles offer superior durability and weather resistance. Energy efficient spray foam insulation throughout. HVAC systems updated within the last year. Complementing the main residence are a detached garage and an additional barn/workshop, idea for storage, hobbies, recreational equipment, or future customization. Multiple outdoor living spaces invite you to enjoy quiet mornings, host gatherings, or simply take in the tranquility of the waterfront setting. With gentle shoreline access, abundant privacy, and versatile interior and exterior spaces, this property offers a rare opportunity to enjoy a true retreat-style lifestyle without sacrificing functionality.

More Information MLS# 26-12

General Property Description

Book Section: Single Family Residence Realtor.com Type: Residential Single Family Waterfront: Yes - Lake Deeded: Deeded Build Type: Existing Structure Estimated SqFt Source: Tax Office Style: Traditional Stories: 1.5 Garage Stall: 2 Garage Remarks: Attached & Detached Lot Acres: 2.85 Lot Remarks: 4 Parcels (Lots 1-4) 331407250000001.001.0 / 331407250000001.002.0 / 331407250000001.003.0 / 331407250000001004.0 HOA: No Total Bedrooms: 6 Total Bathrooms: 3 Total SqFt. +/-: 4036 Year Built: 2010

Legal and Taxes

Zoning: _ Subdivision: MOUNTAIN LAKE ESTATE

Directions & Remarks

Directions: From Bear Creek town center take CR-79 for 5.8 miles and take a slight left turn onto Mon Dye Rd. In 1 mile the destination is on your right.

Waterfront Features

Waterfront Footage: 753 Characteristics: Very Gentle Shoreline: YR/Deep Shoreline

Schools

Elementary Schools: County Middle Schools: County High Schools: County

Sewage

Septic Tank: 1

Water

Public: 1

Miscellaneous

Restricted ?: No

Condition

Excellent: 1

Basement

Crawl Space: 1

Roof

Metal: 1 Shingle: 1

Construction

Frame: 1

Siding

Masonry: 1

Walls

Drywall: 1

Floors

Partial Carpet: 1 Tile: 1 Wood: 1

Electric Service

Alabama Power: 1

Appliances

Dishwasher: 1 Ice Machine: 1 Microwave: 1 Oven (Elec): 1 Range (Gas): 1 Range Hood: 1 Refrigerator: 1 Water Heater (Elec): 1

Heating

Central (Elec): 1 Fire Place: Wood Burning

Cooling

Central (Elec): 1

Exterior

Covered Deck: 1 Gutters: 1 Porch: 1 Outbuilding(s): 1

Address Information

House Number: 1195 Street Name: MON DYE Street Suffix: Rd State/Province: AL Postal Code: 35581 County: Franklin Area: Out of Area

Contract Information

Current Price: $999,999 Status: Active Begin Date: 2026-01-05 List Price: $999,999

Property Features

Condition: Excellent Basement: Crawl Space Construction: Frame Roof: Metal; Shingle Siding: Masonry Walls: Drywall Floors: Partial Carpet; Tile; Wood Electric Service: Alabama Power Sewage: Septic Tank Water: Public Appliances: Dishwasher; Ice Machine; Microwave; Oven (Elec); Range (Gas); Range Hood; Refrigerator; Water Heater (Elec) Heating: Central (Elec) Cooling: Central (Elec) Exterior: Covered Deck; Porch; Outbuilding(s); Gutters

Listing Office: EXIT Realty 9-1-1

Last Updated: January - 05 - 2026

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